Last updated: September 30, 2026
Our servers only store your account email, whether you have Surplus Pro, and purchase records from checkout. Nothing else about your finances leaves your device.
Your financial inputs and saved scenarios are stored only in your browser on this device (local storage). They are never uploaded to our servers. Because scenarios live in your browser, they won't sync to other devices, and clearing your browser data will erase them.
We never connect to your bank. We never ask for your bank credentials or account numbers, and we do not access any financial institution on your behalf.
We do not sell, rent, or share your personal data with third parties for marketing or advertising.
Payments are processed by our payment provider at checkout. We store only the purchase record needed to confirm your Surplus Pro access.
Surplus is an educational planning tool, not financial, tax, or investment advice. Projections use assumptions you enter and are not guaranteed. Consider talking to a licensed professional before making decisions.
See also our Terms of Use. ยท Back to home